I'm planing to get an i5-760 soon and am not sure about overclocking. For gaming I play at 1650x1080, and will be using at least a gtx 460 or better card (might get a hd 5850 or wait for 6000 series). Initially I don't really see any need to overclock as stock speeds should be plenty fast enough. But what about in the future? Is there any downside to waiting to overclock like a year or two down the road as newer games would benefit from it? I'm wondering if it's better to set my overclock up now or if waiting a while will reduce wear on the cpu and let it last longer, or if it makes no difference.