Back to your original questions...
All AM3 motherboards use DDR3 memory. All motherboards with AM(anything but 3) in the socket support use DDR2. So an AM2+/AM3 board is an AM2 motherboard with support for AM3 CPUs - and uses DDR2. (there may have been some odd boards that supported both DDR2 and DDR3 but I believe all are gone now)
The limitation about 1066 RAM and dual-channel DOES NOT mean you can't run dual-channel with an AM2+/AM3 motherboard. It means that if you put 4 modules into the board, instead of just two, then the max speed of the RAM will be 800MHz rather than 1066. You can still use 1066 RAM and can put in a 3rd/4th stick of 1066, but it won't run at 1066. This is a minor thing, I run my 1066 RAM at 800 because it's faster as 800 anyway.
Dual-channel requires matched pairs of RAM. You mention you have 5GBs - what is it composed of? If it's 2 2GB modules and 2 512 modules you should be able to use it. You never want to use an odd number of modules, or un-matched pairs of modules, in any dual-channel MB. The reduction of speed from losing the dual-channel won't be offset by the extra RAM in any uses I've seen.
The AMD Phenom II x2 550 is an excellent CPU. I use it and love it. About 70% of these CPUs can have the other cores unlocked making them equivalent to an x4 950. I've not read anywhere of this being un-stable when it works. But it doesn't work for about 30% of the cpu's.
Look at the voltage requirements of your current RAM. If it's all under 2.0V or so, you'll be fine with any motherboard. If it wants more than 2.1V, then some boards won't support it at its higher speeds. This is a consideration for any board choice.
There are many Asus and Gigabyte boards which allow the full range of future CPU choices and still work with your current one. All under $120. I recommend using Giga's site and choosing the AM2+ socket type. Look at the 785 / 790 boards. Make sure as mentioned above they support the higher watt CPUs. Use the board compare feature.
Here's another way to search:
http://www.newegg.com/Product/Prod [...] 2%2b%2fAM2