The truth is that if it is mounted properly it should not be the cause of motherboard failure, especially since the heavier coolers (including yours) usually include a back plate to spread and relieve the pressure. The person who said 'it is the same weight as the day you installed it' either didn't think it out or doesn't know what they are talking about... Pressure over 3years has a wearing affect that puts more strain than the same pressure over 30 seconds, so I see why you would be concerned. BUT I think you were right when you called it paranoia. Our brains always search for a "why" when something goes wrong and it this case the CPU is literally the most obvious possibility because it is huge, one of the first things you see, and in every way overbearing compared to the rest of the potential causes. However, if you dont fixate on that, there are many other explanations that would explain a motherboard failing after over 3+ years (after all, most are warrentied for 2yrs or less).
Just a few examples:
1) HEAT- if you bought an aftermarket sink then you know heat can kill. Well it isn't just true of your CPU and maybe the rest of your MB isn't getting the cooling TLC that your CPU is. Capacitors or another chipset on the motherboard could easily have taken some heat damage over the past 3years and may be slowly giving out.
2) DIRTY POWER - 3 years can mean a lot of power fluctuation. Power outrages and recoveries are the obvious ones and any one of them could single handedly fry something. But on top of those... old wiring in your house, a cheap or malfunctioning power supply, poor quality local electrical grid, a tiny damage to a wire or circuit, a minor factory defect etc. can all strain electrical components and (like the weight) after 3 years of that strain, something could give out
3) DUST - rarely causes it's own problems but if you didn't clean your case out regularly it can very easily add to almost any other issue. It can certainly add to heat by insulating components and blocking airflow. Also if dust gets in certain places it can block or short out connections putting more strain on electronics
4) CORROSION - might sound silly to some people, but this one applies more if you live near a body of water or back east where it gets very humid... But if you do, then this can actually be a problem. A rusty spot will not conduct electricity as well as a the original metal and, as thin as most wires and circuitry are, it does not take much rust at all to cause resistance or even stoppage in electricity through a line. I had a 10/100/1000 NIC fail one time and tried to quick fix it by replacing it with an old 10/100 NIC that I had kept for just such an emergency. The card looked fine but did not work either. I started to suspect the PCI slot had actually failed, until I looked closer. I live at the beach and the old spare had been kept in a closet in a little box and the salty sea air had corroded the connector wires inside the Ethernet port so there was almost nothing left of them. No way they were completing a connection.
Anyways! I am not going to list every possible thing that could cause a motherboard to fail, so before I get any more long-winded than I already have, let me get to my really point. Over 3+ years there are SO many things that could cause a motherboard to fail. Also, i am not saying that this COULD NOT BE one of those possibilities. I am just saying i don't think it one worth loosing any sleep over. I really don't think torque is even very high on the "most likely list". Heat sinks are engineered and tested very thoroughly and the backplates are designed specifically to prevent that problem. Not to say mistakes can't be made, but if any model or brand had a serious issue with weight it would be blanketing the forums. Gamers and overclockers are obsessive people :-) and cooling is a passion for many. If this were a serious issue... It would be screamed from the rooftops!
My personal advice would be this. If you OC then put weight out of your mind all together! a) weight may not be an issue AT ALL. More importantly b) even if it is a small issue... weight will NEVER be as big of a problem as heat. Overheating won't wait 3 years to kill ;-) So pick the lesser of two evils and move on. If you do not OC then that is probably more cooler than you actually need anyways, so scratch that itch and buy a lighter cooler. If the posts here did not put the concerns out of your head, then it will be money well spent to get it off your mind?
Best Wishes.