I dont get it why ppl RMA there products so quick. Since i doubt its the card.
Try running that card with a p4.. and youl get crappy results aswell. What i'm trying to say is we need your specs. And at what settings your playing it
I think so you try install Windows Vista and it works good and it always helps low some programs and it's can give you will glad for Windows with Games
I recall vista giving the 3870X2 a great performance jump back in the day, or it might have just been the upgrade to sp1, whichever... it may be the same case for that GTX 295, or any dual gpu card. But the settings and resolution you have the game at could be the problem... yes... there are possible settings that will give you 10-20 fps with a gtx295.
I don't see what the big deal is about vista, over time the majority of problems have been fixed, it is a very nice os to work with now... and xp could very well be your problem.