The Phenom processors work a little differently than most other processors when it comes to the traditional thinking about dual channel memory operation.
Phenoms have dual, or 2 memory controllers.
Each controller can work independently from the other and run a bank of memory in unganged mode, 64 bit bandwidth.
In the ganged mode you lock both banks of memory together, 128 bit bandwidth, but only 1 controller can be used at a time, 1 must wait on the other to finish what it is doing. There is more bandwidth this way, but most people don't need it, and running your memory in unganged mode, allowing the controllers to work separately will result in better performance.
Gaming is one area that shows a significant benefit by leaving your memory in unganged mode.
Unganged mode is the default mode for Phenom processors.