what test you doing on prime?? small fft? or blend??
your ram should be at defalut did you change anything there??
what mobo do you have again???
vdroop is eg when your cpu is underload the voltage drops like if you set it to 1.3v when vdroop kicks in it will be eg 1.25v making ur oc unstable so what ppl would do is put vdroop at maximum depending on oc so the volts dont drop to low to keep oc stable....so idle would be your volts would be what you set in bios 1.25 underload it will be 1.20 so if you cant find your vdroop setting up your volts till you find ur cpu stable,if i was you i's reset my bios and start over,dont touch anything else but your multi and volts when needed,if you find your vdroop settings even better set it to maximum for now