Fans should be fine, liquid cooling is only needed if you want a super quite machine or want to do heavy overclocking, but if you havent bought the parts already there are a few things that you might want to change up.
The F3 is cheaper and faster than the 640GB caviar black, granted it is slightly smaller.
http://www.newegg.com/Product/Prod [...] F3%20500gb
You wont get a boost from 8GB of ram for gaming vs 4GB, toms has done many tests on it. 4GB of fast low latency ram would be better
http://www.newegg.com/Product/Prod [...] 6820231279
For a 790GX board, it supports crossfire so swap your graphics card out for an ATI equivilant like a 1GB 4870, that way you can just add a second in the future.
As for the PSU, XCLIO doesnt make great PSUs, they arent crap like raidmax, but there are better, a corsair 750TX will provide enough power for 2 high end GPUs while costing you less and running more efficiently so it generates less heat.
http://www.newegg.com/Product/Prod [...] &Tpk=750TX
With the money saved you may also want to consider upping the GPU to a 5850 or a 4890 as they are more powerful with similar power usage.