Enzoamata, a normal PSU has a ton of wires that come out of a giant hole in it, the wires you need are used and the wires you dont need are just there to annoy you and for you to hide or place somwhere in your case. A modular PSU is the exact same thing except the wires can be unplugged, the wires you need, you plug inside and the ones you dont need, you unplug and stash them somewhere. The benefit of this is for better cable managment and neater/tidy looking case. Thats the difference between an equivalant normal and modular PSU, nothing else differs. And a power supply only uses as much energy as it requires, if you have 500watts worth of hardware plugged into a 900watt PSU, the PSU is still only going to use around 500watts or however much your hardware needs at the moment. If you want a quiet PSU, read reviews of other people and what they say.