Thanks for the reply. If I go with integrated and discover down the road I want to upgrade to one of the cards you describe.....is the upgrage a difficult process?
This will depend on if you build your computer, get somebody to build it for you (such as family or a friend) or get one from HP or Dell. My suggestion would be to go with whatever you feel most comfortable with doing but pay attention to what expansion slots the computer comes with, and form-factor is an issue (does it sit on its side below the monitor or stand straight up?). You can find some PCI graphic cards out there, but compared to their PCI-E counterparts cost much more. Putting it in should be as simple as putting the part in the motherboard.
Plus if you do upgrade later, you can always take it to a computer store near you and ask them to do it.