Thanks for the help, loonian.
I kinda' just ignored the OC Scanner before, because it required a sign-up. But, I decided it wasn't a coincidence that I got sent there twice.
I've discovered that adjusting the core clock and/or shader clock does little to nothing on the stress tests, so I decided to just leave it at default.
Another question; is it healthy to have my card at 40 degrees (Celsius)? Because, if I'm not wrong, that converts to about 100 degrees Fahrenheit. This is without any OC.
Thermal and Power Specs:
Maximum GPU Temperature (in C) 105 C http://www.nvidia.com/object/product-geforce-gt-420-oem-us.html
40c is very low, not too low just low, like good low.