. Which ripjaws did you get btw? Just my nit-picking, but some of the ripjaws are slightly, if not marginally, better than others.
You could actually go lower on the psu, getting a 650w if you don't plan to crossfire... which I hope you don't plan on doing as your board runs it at x16/x4.
I can vouch for the hyper 212+, I use it on my i5.. low idle, low load temps.
Whether an SSD drive is worth it depends on your budget and how much you value the extra time saved. I'm happy with my caviar black until SSD prices drop or there's a really good sale, though I did think about picking up kingson's m-series, which is a x25-m hiding in a kingston body. Performance-wise, they are incomparable. SSds are enormously faster. 1 legged bicyclist vs speed junkie in a m3 faster.