Hi sgreen, the person who your husband bought the laptop from has to supply the password for you to be able to log on.
If not, the only way would be to buy a Windows 7 DVD and fresh install onto laptop hdd, providing of course the bios and hdd has also not been locked.
Should always remember if buying laptops to ensure log on information is provided, or that system restore disk's or functionality is still available for you to restore to factory settings and complete initial setup with your own username and password.!!!
Sorry, you are going to have to go back to seller to get password; or check you can enter bios and buy Windows 7 DVD and fresh setup yourself. :-(