3570K - Any need to oc now?

About to put the system together, and did not plan to oc right away because I was going to order an aftermarket cooler at a later date, then grabbed a ZALMAN CNPS5X Performa 92mm for $12 after MIR while getting the last few parts. Seemed too hard to pass up at that price as a replacement for the stock cooler.

http://www.zalman.com/eng/product/Product_Read.php?Idx=450

Basically wanting to know if I can run at 3.8GHz - 4.0 GHz under load as a daily use speed (not going for a bragging rights oc here)? And is there really any point in me overclocking instead of just running cooler at 3.4GHz? Will I see any gains in using games and 3D modeling software? Guessing all in all, my bottleneck will be my graphics card, but I'm more of a novice here.

Rest of my build:
ASUS P8Z77-V LK
Core i5-3570k
Corsair 16GB @1600 10-10-10-27 (2x8GB)
WD Velociraptor 300GB
Corsair HX-750
Corsair 400r
Win7 64 Home Premium
DVD burner

Have yet to order the video card, will be a 660, most likely:
EVGA 02G-P4-2663-KR GeForce GTX 660 FTW http://www.newegg.com/Product/Prod [...] 6814130833

Also will add SSD at later date, already over budget so that has to wait.
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  1. Hello If i was you I would get Evo 212 or Water cooling to overclock!!! I have my I5 3570k running at 3.4ghz to 4.2ghz on Auto Voltage the Highest Core Voltage I seen was 1.230v!!!
    You can go Higher on the ghz like up to 4.5ghz or Higher but need water cooling
  2. People say the performance gains after 4.2-4.4 is not really worth the extra heat and lifespan reduction. Doubt you will see much difference at all above 4.0ghz
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