Msi overvolting will it be alright if i dont overclock it

If you over clock, you often have to increase the voltage to the over clocked components to keep them stable. Think of it like this, the harder you work, the more food you need. The harder a component works, the more voltage it needs and the more heat it generates.

If the card came over-voltaged that means that at the factory, they ginned up the settings a bit make it perform better. In that case, no you don’t have to do anything, game on.

if your card is one of the ones that MSI messed with i would ring them up, and request a fresh card, the overvolt that MSI put on the cards is one that can drastically shorten lifetime