**because the stock fan is a jet engine and until i get a 212 i need to lower the voltage **
Thats what was missing from the original post,
You want to underclock/undervolt to reduce heat thereby reducing the need for the stock fan to remove heat,
I'm sorry but you are going to have to stick your headphones on and live with things until you get your new cooler, or go through the long process of finding your stable settings for an underclock, another option may be throttling it in your bios, do you have a menu for setting the throttling %?
You could set that to throttle sooner and that will keep the volts/heat down until your 212 gets here