Koinos, thanks for your insight, and for the links. I'll be sure to give those a good look over.
Alright... I bought a new hsf. Nothing fancy, but the heatsink is much taller, and fan looks a little bigger. The thing came with some cheap thermal paste so I just decided to apply that (probably should have just bought some :/ ). Also bought a side-fan for a couple bucks (now it's got 6 fans total including PSU (lol.. staying pretty quite though). I also rearranged the HDDs down to the bottom of the case, so that they are out of the way of the GPU, now one of the fans in the front is hitting it directly. Temps down about 10C over all.
Ok. I didn't build this PC myself, it's a custom rig, got it off of someone else - so I don't know a whole lot about it.
Intel Core 2 Quad Q8200 @ 2.33ghz
4GB DDR2 OCZ2G8001G Ram
Asus Pn5-e SLI board
Nvidia Geforce 8600GTS (512 DDR3)
Not sure about the PSU.
So should I bother trying to get the temperatures down further?
Btw, being an amateur, I don't know much about voltage (although I did increase my Ram voltage to get the system to boot and stay stable). Should I change the voltage for anything else?