What PSU do you have? The fan shouldnt need to be running full speed ever on a decent unit, im not sure if the fan on my EA500 ever turns on, i never hear it.
The RPM of the fan is important, but the design of the fan has a much larger effect. For a PSU since its such a small enclosed space you would need a fairly high CFM fan to maintain the pressure and force the air around the heatsinks.