OCZ Vertex 4 - To update or not to update (Firmware)

Hello Community -

Just bought a brand spanking new OCZ V4 128GB SSD and I love it. After doing a clean install of Win 7 and finally getting all my folders/games/apps/programs installed/moved around, I found out that OCZ released a pretty big firmware update that seems to be quite substantial. (if only the guy at Microcenter told me to update firmware before installing windows!!!1!11!)

After researching the firmware update, I've found some conflicting reports -
----Some say it's a destructive flash, some don't.
----Some say it's a must-have update, some say it depends on what you use your SSDs for and how much data you will be storing on it.

I've also yet to find a good guide on how to update firmware. Any suggestions?

Lastly, I'm using the SSD as my boot drive and for storing the games I'm currently playing. Nothing more, nothing less. Currently I have around 65GB of data on it (Windows 7 Home, Office 2010, Steam [Skyrim, CoD4], Diablo 3, and League of Legends). All of my user folder contents are being directed to my HDD

TBH, if it truley is a destructive flash, I'm probably gonna let it slide and wait. If not, perhaps someone can tell me, link a guide on how to update the firmware.

Thanks for the comments in advance!