Creatacard

lol, that blew my mind! My grandma use to use that program all the time.
You ought to be able to use it in compatibility mode with winXP. Rt. Click the program, properties, compatibility tab, check the compatibility box and select the OS you want to emulate (winXP or XP sp3 should do the trick).

If that dosn't work I would suggest printshop deluxe (not sure which version is current). It's just $20, and they have recently been making it more customize able like they use to back in the win 3.1 days.