Maybe you using Windows 7 Home Premium 64 bits, don't you?
This OS is limited in 16GB usable memory.
Here's a list of limitations for 64 bits Windows 7:
Home Basic: 8GB
Home Premium: 16GB
Professional: 192GB
Enterprise: 192GB
Ultimate: 192GB
EDIT:
(Got info from Microsoft in this website: http://msdn.microsoft.com/en-us/library/windows/desktop/aa366778%28v=vs.85%29.aspx)