The stuttering thing is more of a worst case scenario, your more worried about the full capability of your cards being held back. At 3.8 your chip performs similar to a i5 760,and I'm sure plenty of people are running crossfire on that setup. Are you bottle necked? I think maybe a little, however it shouldn't effect function and ultimately game play. I would overclock a little more if you can,if not I wouldn't worry about it.