Apparently I do not have the ability to check any stats in my bios, because its a Dell. It's not an option - they don't allow it, and Dell tech support said I just can't do it.
I've been running several programs in the background to see if it's going to heat up or crash (Excel spreedsheet, Dead Space 2 maxed out settings, iTunes, and I'm typing a paper in Word). It's been turbo'ing up to 3.6 GHz, and is getting warmer (43c) but is still stable (I'm not overclocking, this is just the Phenom II Turbo Core mode).
I called AMD and they said my mobo may be "over volting" the CPU for some reason (which he said is bad), and I needed to call Dell back, but that's pretty much a lost cause if you've ever tried calling them. I was on the phone with them for about 1 hour and a 1/2 last night. And they ended up trying to sell me some kind of registry cleaning software package, and wouldn't or couldn't explain the high voltage reading.
Here's what HW monitor looks like right now:
Hardware monitor ITE IT8721
Voltage 0 6.19 Volts [0x7C] (+12V)
Voltage 1 2.58 Volts [0x7B] (+5V)
Voltage 2 2.03 Volts [0xA9] (CPU VCORE)
Voltage 3 1.68 Volts [0x8C] (VIN3)
Voltage 4 2.75 Volts [0xE5] (VIN4)
Voltage 5 1.39 Volts [0x5D] (+3.3V)
Voltage 6 1.21 Volts [0x65] (VIN6)
Voltage 7 1.67 Volts [0x8B] (VIN7)
Voltage 8 1.55 Volts [0x81] (VIN8)
Temperature 0 43°C (109°F) [0x2B] (CPU)
Temperature 1 31°C (87°F) [0x1F] (Mainboard)
Temperature 2 56°C (132°F) [0x38] (TMPIN2)
Fan 0 1918 RPM [0x160] (CPU)
Fan 1 1361 RPM [0x1F0] (FANIN1)
Fan PWM 0 0 pc [0x0] (FANPWM0)
Fan PWM 1 0 pc [0x0] (FANPWM1)
Fan PWM 2 0 pc [0x0] (FANPWM2)
Register space LPC, base address = 0x0E80
I really dont have any way to check the voltage other than these programs.