Like I said, RAM designed for Sandy Bridge that says "Intel XMP Ready" can run at 1600 @ 1.5V with no problems.
As you said, how will they know, and the answer is they won't.
I'm not even sure why they said the warranty is void if you overclock or run RAM beyond 1.5V because I doubt there is any way for them to find out. You can actually purchase overclock protection from Intel which allows you to experiment, but many users get DDR3 1600 that's XMP Ready and they keep it at 1.5V easily. There is also low voltage RAM.