It's been a long time since I've bought a higher-end CPU, the last one came with a heatsink and fan, but I've learned to be very cautious when it comes to what things do not say these days, so I wanted to make sure. Also in terms of it having thermal paste on it already, that's good because even though I've done it, it's probably my least favorite part of any build.
I probably won't be overclocking for a few years, I'm on a bit of a budget, but I'm not willing to cut corners on any parts.. so I have to avoid all the overclocking and maxing out my motherboard until later.
Edit: I wish I could pick all 3 of you for best answer, but since I can't I'll have to go with the one that gave me the most information. Thanks again to all 3 of you!