Dude.. newegg is AMAZING with their RMA's. In my experiences at least. Just do an online rma, speak to them thru online chat and they will give you a preprinted ups label for free and waive the restock fee. If you ask nicely enough, they can even do a temporary credit to the original form of payment for you so you can buy a new card and have it sent to ya.
go to shoprunner.com and sign up for the free trial (you can cancel it anytime before 1 month so you don't get charged) and get free 2-day shipping. You will be fine, no need to spend more money on something you don't need. Just freaking get a new 6970 or a gtx570