Warranty Sapphire and Visiontek?

I am looking at buying a $60 Visiontek or $63 Sapphire 5670 board. The Visiontek is a refurb.

-I read a post here that said Sapphire charges $40 for administrative fee's for warranty problems. Is that true?
-Even with the refurb Visiontek has a 3 year warranty, anybody tried to use it?
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More about warranty sapphire visiontek
  1. Anybody have to use these warranties?
  2. ok....
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