Ok, so I don't really need a cooler, so shaving off about 50 bucks, and I found a great review Ram: Corsair XMS3 4GB DDR3-1600 for $27.99
Is this a good buy for memory?
I'm not really a big fan of Corsair XMS RAM - I'm convinced that it fried my old AMD motherboard because of the voltage and timing settings I was using. If you insist on Corsair RAM go with the Vengeance series over XMS - far better manufactured, but get the low profile version - the huge heat sinks make installing coolers very difficult.
As far as coolers go - the AMD cooler that's included isn't bad - I think it's better than the included Intel fans - but I'd still go for an aftermarket cooler since most are way way better than anything the CPU manufacturers include.