I forgot to mention that my fan is pulling only, I had read that you get better results like that instead of having a push fan.
Try it with the fan the other way around and see if you DO get better results. Im thinking you will.
The MFGR could have suggested running it the way you have it now - but there is probably a reason they didn't.
Actually those voltages are quite high for stock. That's most likely because you have it set to auto. I promise you if you set it manually to around 1.09 - 1.15 v you will be stable and have lower temperatures.