Ok . I tried everything. Uninstall, reinstall, everything. So I put the card away. Tried It again with the same results. I phoned MSI and talked with someone and he said nothing that everyone else is not saying. Power, fresh install, all that stuff...He even told me it was refurbished with them and up to spec. I got and RMA number and an email from them. I filled out a little form and a description of what was going on. "driver has stopped responding and has recovered" So I sent it out that day, only cost me 13 bucks to ship with the Canadian post to Markham Ontario. It was there at 12:10 P.M and they knew what was wrong because they sent me a new one at 12:38 P.m that day. It never said what the problem was but It must have been the card because the card had a different serial number.
So my answer to everyone is just get and RMA number and send it out.