Need help with all around budget build

I would like to get some feedback from you guys, I am new to building my own PC but I know my ways around the computers. However I wanted to build computer with some hardware leftover I had from my relative. My stock motherboard crashed so I am looking for stronger and faster processor and mobo that have overclocking capability in the future.
I am just looking for all around performance that can play most of games and use several programs at same time and I usually pull lot of gigabytes data on internet everyday :)
So I have been looking at AMD FX-4170 4.2GHz with ASRock 970DE3/U3S3 for $190. Around $190 would be max budget for cpu and mobo.

My other option is AMD Athlon II X3 460 at 3.4 ghz for $89 with fan included.
Should I go with Biostar TA870U3 motherboard for $89? Or there is other mobo in the price range that is better than biostar?

Approximate Purchase Date: 1 to 2 Month, I am not in hurry since I have 2 laptops with me.

Budget Range: $190

System Usage from Most to Least Important: Surfing internet, gaming, watching movies.

Are you buying a monitor: No

Parts to Upgrade: MOBO and CPU. I will be reusing XFX Radeon HD 4850 512MB DDR3 PCI-e, thermaltake TR2 RX 550W PSU, Hitachi 1 TB 7,200 RPM 3.0 Gbs 32 MB, DVD player, and rewritable 24X cd/dvd reader.

Do you need to buy OS: No, I have windows XP 32 bit or 7 home professional 64 bit ready.

Preferred Website(s) for Parts: and

Location: City, State/Region, Country - Houston, TX or Sacramento, CA USA

Parts Preferences: by brand or type: any if it is good product

Overclocking: Yes/Maybe

SLI or Crossfire: No

Your Monitor Resolution: 1024x768 and 1920x1080

Additional Comments: I don't care about noise since I am hearing impaired, all I care is function after form right now but I can make it look good and simple.
Thanks lot guys, any information will be greatly appreciated!
4 answers Last reply
More about need budget build
  1. Ill be using 4GB ram stick and eventually add other 4gb stick and build watercooling system at same time. I am not sure which processor I should get, I am contemplating to go with Athlon II but its kind of dated.
    I am not worried about xfx 4850, the card is good enough for my budget. I will be able to overclock the GPU to 700MHz and then the memory clock to 1050MHz.
  2. I wouldn't water cool that build. You could get these
    and then later on this
    it is abit off budget but the overclocked i5 blows AMD bulldozer out the water. It's the more sensible upgrade path.
  3. Sounds good, I am kind of biased on AMD since I have been playing around with it for long time and my first laptop is AMD based. But I know Intel has gotten far better, how about I get this instead
    It fits my budget little bit better.

    Then upgrade to later?

    I think its time for me to use intel products now haha :D
  4. It'll work,as long as you have no problem using a dual core.I'd compare its performance to the x3. But the i3 is comparable to the Phenom x6.
    I still recommend finding the $25,I've put a cheaper motherboard.
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