Need help with all around budget build

I would like to get some feedback from you guys, I am new to building my own PC but I know my ways around the computers. However I wanted to build computer with some hardware leftover I had from my relative. My stock motherboard crashed so I am looking for stronger and faster processor and mobo that have overclocking capability in the future.
I am just looking for all around performance that can play most of games and use several programs at same time and I usually pull lot of gigabytes data on internet everyday :)
So I have been looking at AMD FX-4170 4.2GHz with ASRock 970DE3/U3S3 for $190. Around $190 would be max budget for cpu and mobo. http://www.newegg.com/Product/ComboDealDetails.aspx?ItemList=Combo.1027837

My other option is AMD Athlon II X3 460 at 3.4 ghz for $89 with fan included. http://www.tigerdirect.com/applications/SearchTools/item-details.asp?EdpNo=851802&CatId=4919
Should I go with Biostar TA870U3 motherboard for $89? Or there is other mobo in the price range that is better than biostar?

Approximate Purchase Date: 1 to 2 Month, I am not in hurry since I have 2 laptops with me.

Budget Range: $190

System Usage from Most to Least Important: Surfing internet, gaming, watching movies.

Are you buying a monitor: No

Parts to Upgrade: MOBO and CPU. I will be reusing XFX Radeon HD 4850 512MB DDR3 PCI-e, thermaltake TR2 RX 550W PSU, Hitachi 1 TB 7,200 RPM 3.0 Gbs 32 MB, DVD player, and rewritable 24X cd/dvd reader.

Do you need to buy OS: No, I have windows XP 32 bit or 7 home professional 64 bit ready.

Preferred Website(s) for Parts: tigerdirect.com and newegg.com

Location: City, State/Region, Country - Houston, TX or Sacramento, CA USA

Parts Preferences: by brand or type: any if it is good product

Overclocking: Yes/Maybe

SLI or Crossfire: No

Your Monitor Resolution: 1024x768 and 1920x1080

Additional Comments: I don't care about noise since I am hearing impaired, all I care is function after form right now but I can make it look good and simple.
Thanks lot guys, any information will be greatly appreciated!
4 answers Last reply
More about need budget build
  1. Ill be using 4GB ram stick and eventually add other 4gb stick and build watercooling system at same time. I am not sure which processor I should get, I am contemplating to go with Athlon II but its kind of dated.
    I am not worried about xfx 4850, the card is good enough for my budget. I will be able to overclock the GPU to 700MHz and then the memory clock to 1050MHz.
  2. I wouldn't water cool that build. You could get these
    http://newegg.com/Product/Product.aspx?Item=N82E16813157296
    http://newegg.com/Product/Product.aspx?Item=N82E16819115077
    and then later on this
    http://newegg.com/Product/Product.aspx?Item=N82E16819116504
    it is abit off budget but the overclocked i5 blows AMD bulldozer out the water. It's the more sensible upgrade path.
  3. Sounds good, I am kind of biased on AMD since I have been playing around with it for long time and my first laptop is AMD based. But I know Intel has gotten far better, how about I get this instead
    http://www.newegg.com/Product/Product.aspx?Item=N82E16819116521
    It fits my budget little bit better.

    Then upgrade to http://newegg.com/Product/Product.aspx?Item=N82E16819116504 later?

    I think its time for me to use intel products now haha :D
  4. It'll work,as long as you have no problem using a dual core.I'd compare its performance to the x3. But the i3 is comparable to the Phenom x6.
    http://pcpartpicker.com/p/7aXI
    I still recommend finding the $25,I've put a cheaper motherboard.
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