Might as well ask when you are actually buying it within a month. New cards are bound to be released this year or early 2013. Then new Intel Haswell chips also come out next year.
All of this will cause price drops and you will potentially have more money then than what you have now. *ehem* Christmas gifts *ehem*
You are right, since the graphics card will probaly drop $10 and other components will drop in price too, better get more in that time with the bugdet I will have. I hadn't actually thought of that but one more question, Would that PSU worked with that build or was it too low? (Would a 300watt work with it too?)