I suggest you just drop the SSD for now, and buy one later when budget allows.
Agility 3 isn't really that great; and I believe it has a reputation of a high failure rate.
You don't need the aftermarket cooler either if you're not gonna OC.
Everything else looks okay to me, dunno about the motherboard though.
I would get this instead. http://pcpartpicker.com/part/asrock-motherboard-960gmu3s3fx