Well, everyone on here is going to suggest you build one. I'm no different. While cyberpower and Ibuypower in general aren't to overpriced for their components, the components aren't very well matched so it ends up costing more than it needs to. you said that you didn't want to get an overpowered rig. But, if you are going to spend $950, why not just get the best thing you can. I'll start off your build and you try to build something good off of it. Go with an i5 3570k or i5 3330. The get a z77 motherboard for about $80-100, as I assume you don't care about sli or cfx.