Upgrade version vs. oem

you can get win7 upgrades on ebay for around $50, so is it worth getting the oem version for ~$50 more?
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More about upgrade version
  1. I would go with OEM 'cause if for some reason to need to do a reinstall you will need to:

    1. Reinstall the old OS
    2. Install the upgrade

    Not sure if "upgrade" requires you to call Microsoft to release the license.

    I actually would by Retail instead, but that's about $180 - $190.
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