Yes, it is probably someone else's wireless network. If you can access the internet at NETGEAR 95, then it is not password protected. It's best to stay away from that network. If you know who owns that network, you might want to advise them to secure it with the usual means of and encryption and password, like using WPA2 and AES.
thank you. i wondered if it was what was affecting my inability to connect to my own wireless but i guess not. i am getting a message of limited or no connection. i was trying to connect to someone else's last week and fear this started trouble with my home wireless ability. it connects but does not work. thanks