Capture cards won't do the chapters from an anologue source like VHS tapes. That will be for your VCR to detect, but it would have to have an interface with the computer. Since you are not working with a pro setup, then there is no way for the system to do it automatically, because unlike DV tapes, there is no info to pass along the analogue/RCA/SVHS/RG cable. So you will have to make the splices yourself, and then organize them into chapters on your DVDs.
As for good capture cards, Pinnacle has a really good bunch of PCI products. And that would be my choice PCI over firewire/USB 2.0 and even comes with basic authoring software. Dazzle is pretty good too, but really just better at external solutions.
I would stay away from the TV combo cards, since you are using it for just video.
Just my 2 frames worth.
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