I found a fix for my problem! After Wingding's post listed "page file", I searched for that and found the solution! Win98/ME has memory stability problems with RAM above 512MB. Here is a link that can describe better than I can how to fix this
<A HREF="http://aumha.org/win4/a/memmgmt.htm" target="_new">http://aumha.org/win4/a/memmgmt.htm</A>
Basically, add this line to your SYSTEM.ini file under the [vcache] header...
Everything works great now and my game runs a lot smoother!! I knew I could get the answers from these forums! Thanks to anyone who ever posted here with help! This is a tremendous source for information!