Really need help with blue screens

The past few days my computer is blue screening for no reason i can see. Also programs are freezing and dying for no reason also. I have reset all my overclocks but it still keeps doing it. The only abnormal thing i have noticed is my graphics cards and NForce chip are all running at 55 degrees at idle with no overclockks, would this be causing it? If so why and how do i fix it? Btw CPU is normal 30 ish
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