Overclocking is <b>best</b> for gaming.
For other uses, it's not <b>so important</b> to overclock, unless you are very picky about performance.
By overclocking and lowering the latency, the compatibility of your memory module becomes relatively narrow. In general, you will have more crashes and data errors.
If you want stability/reliability go for the boring solution: PC-3200 CL3 major original brand (Samsung, Infinoen, Micron).
<b>edited</b> (should be careful on my wording)
"Memory with lifetime warranty? So, whose lifetime is that?"
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