Thanks for the advice Espada and Mazlar. Since the laptop was never inteded to be a gamer, or htpc, it will do just fine. I have spent way too much time looking/thinking well for another x$ I could go gt540, or BD, etc.
Manufacturers live off this nonsense, or they would just offer only a few models and/or prices - budget,midlevel,gamer, and so on. It certainly would never be worth the order cancel, wait for refund, re-order, even if I did find a good deal. It would just be easier to pick up a player for the living room. And with to option to game I certainly want the dedicated card. It's been fun reading the posts; and I've learned a lot. Thank you so much for the time. Bobby