In theory, it sounds accurate. However, real life experience (mine and others') does not correlate with what you're saying.
I've got three hard drives in my system, and as the "most prone to failure" component, they're still running great. I got them all in May, when I built my computer. Since then, I've had a motherboard and video card die. So going by that, the hard drive is over 3 times as reliable as anything else in somebody's system.
I love how "logic" can be twisted around any which way you want.
<font color=orange>Quarter</font color=orange> <font color=blue>Pounder</font color=blue> <font color=orange>Inside</font color=orange>
Don't step in the sarcasm!