first download temp sensor
then run it and upload an image
also you can setup your fan as in image
Sorry to say but the H55 isn't a really affective water cooler. I hear it cools a little worse than a low end air cooler. So if your overclocked then you can expect those high temps. If you not overclocked then I'd say that maybe they didn't apply the thermal paste right. Maybe used too much or too little.
I'm OCed at 3.9 GHz on an i7 3770k, as it's my first OC. The H55 came with pre-applied thermal paste.