Average electric use in the US (according to eia's website) is 940kWh/mo. If you live in a zone 5 area like I do then that means you need a ~9kWh system to cover all electrical needs. At ~$9,000 USD for a 3.3kWh system it would mean roughly $25,000 for a full grid-tie system. Not a terrible price to be sure, and hopefully you could get a better deal on a larger system as there would be less redundancy of parts and labor that are built into that price, but still a little out of reach for those of us who would get very little in the way of tax breaks.
The other issue is that the 940kWh/mo is based upon actuial usage, not total energy needs. In other words, most people out my way run their heater, hot water heater, and stoves on natural gas rather than electricity... which means that you are still forking over a bit of cash to Duke or GE during those winter months unless you have the money to convert those appliances on top of the solar costs. I would love to go solar eventually, but it is going to be a loooong time before it will a financially viable option.