Wind Rider :
What if i buy 1080p 160-180Hz without g-sync? Is this tearing effect only when fps is more than monitors Hz ???
It will largely depend on the game you play, your in-game graphics settings, and the actual fps you get.
The main advantage of G-Sync is it forces the monitor (not the GPU) to synchronize with the GPU's rendered frames per second. So, if you are playing a certain game on a certain graphic setting on a 180Hz G-Sync monitor and your GPU is rendering 100 fps, then, your monitor will also adjust its refresh rate to 100Hz for smooth gameplay.
In the case of a non-G-Sync monitor with a higher refresh rate, the monitor will not synchronize with your GPU's render output. The monitor will stay at the same refresh rate as it is rated while your GPU will render variable fps all through out the game. So, with the same example above using a non-G-Sync monitor with a, say, 180Hz rated rate, and your GPU is rendering 100 fps, then, your monitor will be refreshing at a higher rate than what the GPU can render (100 fps at 180Hz rate) -- not a smoother gameplay (due to input lag) than if synchronized.
If budget is a concern, getting a monitor with a faster refresh rate (like 120Hz++) without G-Sync is still better than getting a 60Hz monitor - which, on a 60Hz monitor, screen tearing is more prevalent due to lower refresh rate. In which case, you would need to enable V-Sync - which forces the GPU (not the monitor) to 60 fps to coincide with the 60Hz th monitor can display.