I only do clean installs when I start to encounter those niggling little problems that start to add up after about a solid year on my production machines (or I start to get sudden, bigger problems...)(often PEBSAK...). Win10 is shaping up to be a pretty fine OS (no, I don't work for Microsoft...well, OK, I do that Insider's Preview thing on one or two machines, but...).
Anyway, if you're not having problems, it's not worth the whole wipe/clean install anymore (remember Win95 where, if you didn't shut the machine off once a week, it would crash itself out?). From what I've seen of the recent major upgrades (and the insider's updates) Microsoft is really starting to get a handle on the whole update/upgrade thing.
That's my opinion. Your mileage may vary...