USAFRet :
Why is it doing this? Some timer job, your AV kicking in, Windows checking for updates?
Seems it was Adware. Contacted MS support when Windows 10 showed the same behaviour (actually for a different issue, 10 auto-corrupted what I think is a file/folder it didn't even create and I raised this issue with them as well). Cleared all the adware off and checked for the issue again tonight using the same game I used last time. Rollcage continued playing past midnight and no attempts to show the desktop were made.
How did the Adware even get on? My AV and MBAM never saw it (and apart from the odd midnight behaviour my machine was fine). What program can I use to look for Adware in future?